Joe Sangl

• Money Help: Continuous learning enables you to use new tools and technology Published 03/14/2010 at midnight

  I resolved to focus on continuous learning for the rest of my life. I did not want to be 50 years old and have a skill set that did not account for the latest improvements in technology and leadership.

• Money Help: Llama payments and other signs that you may be in financial trouble Published 03/07/2010 at midnight

  In my continuing attempt to help people win with their money, I thought I would share some key signs that indicate that one might be in financial trouble.

• Money Help: Several ways exist to cut years on mortgage payment Published 02/28/2010 at midnight

  Make one additional payment each year and have the money applied directly to principal reduction or make half-payments every two weeks.

• Money Help: A question for our legislators: When is enough enough? Published 02/21/2010 at midnight

  My children are going to be faced with a financially broke nation if my generation does not address this outrageous financial behavior. Let our generation be the generation that fixes this mess.

• Money Help: HSA and high-deductible insurance make good financial sense Published 02/14/2010 at midnight 2 Comments

  The money I contribute to my HSA will remain there until it is used. There is no “use it or lose it” requirement that health-care reimbursement accounts had. The HSA can receive interest tax- and penalty-free as long as the ...

• Money Help: Can’t pay your bills? It is time to get your priorities in order Published 02/07/2010 at midnight

  So what do you do when you cannot pay all of your bills? Pray? That is a great place to start. It is also important to understand who should be paid and who will not be paid when the money ...

• How far are you from financial disaster? Published 01/30/2010 at 8:43 p.m.

  Do you have enough saved up to deal with any crisis that could come up in your life?

• Money Help: In business and in finances, ‘what gets measured gets improved’ Published 01/24/2010 at midnight

  Mint.com is a great tool to use to track your overall financial status. You can see the status of all of your financial accounts in one place — and it is all free. There is nothing like measuring your overall ...

• Money Help: To win financially, you must make saving a priority Published 01/17/2010 at midnight

  Make savings a priority and a reality by making it automatic. Automatic deductions from your paycheck to a savings account is a great way to ensure you follow through on your plan.

• Traditional or Roth, 2009 IRA contributions still an option for many Updated 01/09/2010 at 9:23 p.m.

  How much can you contribute to your IRA?

• Money Help: Details are important to the success of managing personal finances Published 10/11/2009 at midnight

  Details can drive one crazy. The solution? Find ways to automate the details, or find someone to address the details for you.

• A raise: You get what you negotiate, not what you deserve Published 09/27/2009 at midnight

  The No. 1 way to receive a pay raise is to become more effective at helping your organization produce better results. I once heard Dave Ramsey, a noted personal finance and leadership expert, state, “Your pay raise becomes effective when ...

• Refinancing can be a valuable tool for restructuring debt Published 09/11/2009 at 9:34 p.m.

  I usually respond that it is essential to restructure high-interest debt to low- and no-interest to gain traction toward debt freedom

• Social media offer numerous opportunities for business owners Published 09/08/2009 at 4:05 p.m.

  You can use Twitter, Facebook, MySpace, Linkedin, blogs, Web sites, Tokbox and Skype, to name a few.

• Tenacity, vision, belief — a few of the characteristics great leaders share Published 08/22/2009 at 6:24 p.m.

  I recently had the tremendous opportunity to speak to hundreds of leaders.

• Do your customers know they are important to you? Published 08/10/2009 at 12:26 p.m.

  We value our customers!” How many times have you seen a statement similar to this at the businesses you visit?

• Too many distractions can cost huge amounts of time and money Published 07/25/2009 at 10:33 p.m.

  State your vision and obtain accountability to start on the path to financial wellness.

• Money Help: Save money on groceries using coupons Published 07/18/2009 at 9:39 p.m.

  The Web offers plenty of resources in helping you save at the grocery store.

• Looking for the greatest deals around us in a down-turned economy Published 07/13/2009 at 1:34 p.m. 1 Comment

  I heard recently that the No. 1 leading phrase used lately in the online world is “in this down economy”

• Dabbling in stocks sharpens interest in investment world Published 06/27/2009 at 5:20 p.m.

  I want to be clear that the vast majority of my investments are in mutual funds (that are comprised of hundreds of individual stocks), real estate and small business. However, one reason I continue to invest small amounts of money ...

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